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Budgeting & Bullshit

Saving Money Without Losing Your Sanity

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Hey, I’m Kiowa—finance nerd, mom, and expert in budgeting without completely giving up fun. I started Budgeting & Bullshit because personal finance advice is usually either too boring, too judgy, or assumes we all want to be millionaires by 40 (spoiler: I just want to afford groceries without panic).

Here, you’ll find real, snarky, no-BS money tips for families who want to save, invest, and stop stress-spending at Target—all while still enjoying life. Because let’s be honest, wine isn’t free. 🍷💸

Let’s get financially functional (mostly). No guilt, no extreme frugality, just smart money moves.

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